asherpay
Merchant Application · 2026
§ Merchant Processing Application & Agreement

Apply for AsherPay processing.

Takes about 10 minutes. Your answers go straight into your Merchant Processing Application & Agreement — sign at the end and you're done. Everything is transmitted securely.

§01 Business Details

§02 Legal Business Address

§03 Owner / Ultimate Beneficial Owner

The person who ultimately owns or controls the business. This is required for underwriting (KYC) and is kept confidential.

§04 Contacts

§05 Processing Profile

§06 Risk & KYC

§07 Settlement / Bank Details

Where your settlements are wired. Make sure this account can receive international USD wires via SWIFT — if your bank needs intermediary-bank instructions, put them in the bank address field.

§08 Fee Schedule

These are the rates for your account. They're printed into your signed agreement exactly as shown.

11.00%
Flat MDR
None
Platform fees
5.00%
Reserve · 180 days
Tue / Fri
Settlement wires
DescriptionFee / Rate
Card Transactions (Visa, Mastercard, Amex) — interchange included (MDR)11.00%
Weekly / Monthly Platform FeesNone
Decline$0.25 / txn
Refund$5.00 / txn
Refund w/ Tool (Ethoca / Verifi)$25.00 / txn
Chargeback$30.00 / txn
3DS (3-D Secure)$0.15 / txn
Rolling Reserve (held 180 days; released on monthly batch)5.00% / txn
Crypto Settlement (optional)2.00% / settlement

Chargebacks must stay below 1% of monthly volume and fewer than 100/month; exceeding 1.00% triggers a US$1,000 fee for the first month and may lead to closure. Wires go out Tuesday and Friday; after the first wire a US$3,000 minimum applies (smaller balances roll forward). Rolling reserve: 5.00% withheld per transaction, held 180 days, released on the monthly batch.

§09 Compliance Requirements

Check each box to confirm you've read and agree. Meeting these is a condition of approval and of staying active. They are not legal advice and not a guarantee against FDA, FTC, state, or card-network action — consult your own counsel. AsherPay provides payment facilitation only; nothing here endorses your products.

Labeling & COAs — Required
Website — Required
Claims — Prohibited Everywhere (Site, Email, SMS, Social, Paid Ads, Affiliates, Influencers)
Injection Supplies — Required
Marketing, Affiliates & Influencers — Required
Processing Integrity — Required
Records — Required

Prohibited Products — Cannot Be Processed (Regardless of Labeling)

  • HGH / somatropin — distributing it for any non-approved use is a federal crime.
  • HCG — a prescription drug; not lawful to sell for human use without a prescription.
  • SARMs (ostarine, ligandrol, RAD-140, and similar) — unapproved drugs the FDA actively enforces against.
  • Anabolic steroids and prohormones — Schedule III controlled substances.

§A Appendix A — Required Documents

Upload what you have now — applications with documents attached clear underwriting fastest. Anything you skip can be sent after you submit. Item 1 of Appendix A, your signed Merchant Processing Application, is generated automatically from this form.

2

Owner / UBO ID & Address

Primary UBO passport, driver's license, or government-issued ID · proof of address (utility bill, bank statement, or lease).

    3

    Business Formation & Ownership Structure

    Corporate formation documents (articles of incorporation and operating agreement, or commercial register extract for non-US entities) · shareholders register with ownership percentages · organizational chart (if applicable) · proof of business address.

      4

      Website URL & Ownership

      Proof of domain ownership or control · license or sub-license with applicable URLs (if applicable).

        5

        Processing History & Financials

        Three (3) months of entity bank statements · three (3) months of processing statements · voided bank check · bank verification letter (required for start-ups).

          PDF · JPG · PNG · HEIC — up to 25 MB per file. Files upload immediately over an encrypted connection and are attached to this application.

          §10 Agreement & Signature

          These details complete the Parties section of your agreement.

          Sign above using your mouse or finger

          Submitting records your signature, timestamp, and IP address into your signed agreement PDF for underwriting.

          a

          Application submitted.

          Your signed Merchant Processing Application has been generated and sent to the AsherPay underwriting team. We'll reach out at the contact email you provided, typically within 1–2 business days.

          Skipped any documents? Have these ready

          • Owner/UBO government ID + proof of address
          • Corporate formation documents + shareholders register
          • Proof of domain ownership
          • 3 months of bank statements + 3 months of processing statements
          • Voided check or bank verification letter