asherpay
Merchant Application · 2026
§ Merchant Processing Application & Agreement

Apply for AsherPay processing.

Takes about 10 minutes. Your answers go straight into your Merchant Processing Application & Agreement — sign at the end and you're done. Everything is transmitted securely.

§01 Business Details

§02 Legal Business Address

§03 Owner / Ultimate Beneficial Owner

The person who ultimately owns or controls the business. This is required for underwriting (KYC) and is kept confidential.

§04 Contacts

§05 Processing Profile

§06 Risk & KYC

§07 Settlement / Bank Details

Read first. Your settlement account must be a business bank account in the exact legal name of the business — personal accounts or mismatched names will be rejected. Many fintech / app-based business accounts cannot reliably receive international USD wires. Confirm with your bank that the account accepts incoming international (SWIFT) wires — including any intermediary-bank routing — before submitting.

§08 Fee Schedule

These are the rates for your account. They're printed into your signed agreement exactly as shown.

11.00%
Flat MDR
None
Platform fees
5.00%
Reserve · 180 days
Tue / Fri
Settlement wires
DescriptionFee / Rate
Card Transactions (Visa, Mastercard, Amex) — interchange included (MDR)11.00%
Weekly / Monthly Platform FeesNone
Decline$0.25 / txn
Refund$5.00 / txn
Refund w/ Tool (Ethoca / Verifi)$25.00 / txn
Chargeback$30.00 / txn
3DS (3-D Secure)$0.15 / txn
Rolling Reserve (held 180 days; released on monthly batch)5.00% / txn
Crypto Settlement (optional)2.00% / settlement

Chargebacks must stay below 1% of monthly volume and fewer than 100/month; exceeding 1.00% triggers a US$1,000 fee for the first month and may lead to closure. Wires go out Tuesday and Friday; after the first wire a US$3,000 minimum applies (smaller balances roll forward). Rolling reserve: 5.00% withheld per transaction, held 180 days, released on the monthly batch. Minimum volume: a $25,000 monthly processing minimum applies from Month 1 — missing it in any month incurs a $2,500 shortfall fee and account closure.

§09 Compliance Requirements

Check each box to confirm you've read and agree. Meeting these is a condition of approval and of staying active. They are not legal advice and not a guarantee against FDA, FTC, state, or card-network action — consult your own counsel. AsherPay provides payment facilitation only; nothing here endorses your products.

Minimum Processing Volume — Required

A minimum of $25,000 in monthly processing volume applies beginning in Month 1. If the minimum is not met at the end of the first 30 days — or in any month thereafter — a $2,500 shortfall fee applies and the account will be closed.

Labeling & COAs — Required
Website — Required
Claims — Prohibited Everywhere (Site, Email, SMS, Social, Paid Ads, Affiliates, Influencers)
Injection Supplies — Required
Marketing, Affiliates & Influencers — Required
Processing Integrity — Required
Records — Required

Prohibited Products — Cannot Be Processed (Regardless of Labeling)

  • HGH / somatropin — distributing it for any non-approved use is a federal crime.
  • HCG — a prescription drug; not lawful to sell for human use without a prescription.
  • GLP-1s (semaglutide, tirzepatide, retatrutide, and similar) — cannot be processed through this program, regardless of labeling or form.
  • SARMs (ostarine, ligandrol, RAD-140, and similar) — unapproved drugs the FDA actively enforces against.
  • Anabolic steroids and prohormones — Schedule III controlled substances.
  • Any other illegal or controlled compound — anything unlawful to sell or distribute in the applicable jurisdiction, regardless of how it is labeled.

§A Appendix A — Required Documents

Upload what you have now — applications with documents attached clear underwriting fastest. Anything you skip can be sent after you submit. Item 1 of Appendix A, your signed Merchant Processing Application, is generated automatically from this form.

2

Owner / UBO ID

Primary UBO passport, driver's license, or government-issued ID.

    3

    Business Formation

    Corporate formation documents (articles of incorporation and operating agreement, or commercial register extract for non-US entities).

      4

      Website URL & Ownership

      Proof of domain ownership or control.

        5

        Processing History & Financials

        Three (3) months of entity bank statements (if available) · three (3) months of processing statements (if available) · bank verification letter (required for start-ups).

          PDF · JPG · PNG · HEIC — up to 25 MB per file. Files upload immediately over an encrypted connection and are attached to this application.

          §10 Agreement & Signature

          These details complete the Parties section of your agreement.

          ✕
          Sign above using your mouse or finger

          Submitting records your signature, timestamp, and IP address into your signed agreement PDF for underwriting.

          a

          Application submitted.

          Your signed Merchant Processing Application has been generated and sent to the AsherPay underwriting team. We'll reach out at the contact email you provided, typically within 1–2 business days.

          Skipped any documents? Have these ready

          • Owner/UBO government ID
          • Corporate formation documents
          • Proof of domain ownership
          • 3 months of bank + processing statements (if available)
          • Bank verification letter (start-ups)